The online bank that puts you first

Good banking for everyday people

Competitive rates, low fees and straightforward banking. No branches, just better value.

Refinance and get up to $3,000 cashback*

Home Loans

Digital Home Loan

Great rates with the convenience of online application and management.

Variable Rate
6.29%
p.a.
Learn more →

Fixed Rate Home Loan

Lock in your rate and enjoy payment certainty.

Rates from 5.99% p.a.
Compare fixed rates →

Investor Loans

Designed for property investors with competitive rates and flexible features.

Find out more →

Everyday Banking

SpendME Account

  • No monthly fees
  • Free everyday transactions
  • Visa Debit Card

ME Goal Saver

5.10 % p.a. bonus rate

Earn bonus interest when you grow your savings.

Term Deposits

Guaranteed returns with flexible terms from 3 months to 5 years.

View current rates →

About ME

Established in 1994, ME Bank was created as an alternative to the big four banks. We believe in making banking good again — better rates, lower fees, and real service.

$30B+
in assets
200,000+
happy customers
Helping Customers own their own home since 1994
Proud supporters of Breast Cancer Foundation